Why Choose a Broker?

Insurance brokers act as your personal adviser on insurance matters. They work for you, not the insurance company, to make sure your business is properly protected. If you have the misfortune of a loss your insurance broker will guide you through the claims process, helping to ensure a swift and fair settlement by your insurance company in order to get you back to where you were before disaster struck. Brokers are knowledgeable on all aspects of insurance and other preparedness. They know how to ensure that you get all applicable discounts on the insurance you buy. They are experts at risk assessment and how to properly protect your Business interests when it comes to insurance coverage.

Once a broker has properly assessed your individual insurance needs, they find you the right coverage at a competitive premium. Your insurance broker puts your interests first, before those of the insurance companies they deal with. Choosing a broker means you can insure with confidence knowing that they recommended coverage that is right for your particular needs. A broker’s advice is independent of any insurance company, so their recommendations are always in your best interests.

If you have to make a claim, your broker is there to ensure that you receive fair and prompt payment. In the event of a dispute, your broker will act as your advocate with the insurance company. Experience has shown that a broker’s knowledge and contacts can often help settle a disputed claim.